Bridge Loans That Keep You Moving Forward

Avoid Delays. Eliminate Stress. Close With Confidence.

What’s a Bridge Loan?

A bridge loan is a short-term loan that allows homeowners to buy their next home before selling their current one. It’s ideal for sellers who want flexibility, speed, and peace of mind during a major transition.

At Van Patten Mortgage Group, our bridge loans come with no monthly payments for up to 12 months, giving you time to sell your existing home—on your terms—without slowing down your next move.

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Why Every Listing Should Include a Bridge Loan Pre-Approval

When you list your home, there’s a good chance you’ll start looking at new homes right away. If the right one pops up, you want to be ready. A bridge loan:
  • Removes the need for a contingent offer
  • Lets you act quickly when your dream home appears
  • Keeps your closing on schedule—even if your buyer backs out
  • Gives you negotiating power on both sides of the transaction
And if you don’t need it? You don’t have to use it.
There’s no downside to having one in place—but a lot of risk if you don’t.
 

Real Examples: When the Bridge Made All the Difference

Case #1: The Smith Family – Rocklin, CA
“We accepted an offer and went into escrow on our new home. Then our buyer’s financing fell apart just days before closing. Thankfully, our bridge loan was already in place. We were able to close on time and relist our old home without panic. Total lifesaver.”
— Emily Smith, Homeowner

Case #2: Josh & Danielle – Roseville, CA
“We weren’t planning on buying until after we sold, but our forever home hit the market earlier than expected. With the bridge loan, we were able to submit a strong offer with no contingency—and we got the house. So glad our agent recommended it.”
— Josh Martinez, Buyer & Seller

Case #3: Realtor Testimonial – Amy G., Elk Grove
“I make bridge loan pre-approval part of every listing conversation. It’s a game-changer. My clients appreciate having the option—and in two cases, it literally saved the deal. Van Patten Mortgage Group makes it easy.”
— Amy G., Realtor – RE/MAX Gold

Frequently Asked Questions

What happens if I don’t use the bridge loan?

No problem. There’s no requirement to draw on the loan if you don’t need it.

Do I make payments right away?

No. Our bridge loans come with no required monthly payments for up to 12 months.

Is this a good option for every seller?

If you're planning to buy another home, yes. Even if things go smoothly, it’s smart to have a backup in place.

Van Patten Mortgage Group

We bring a customized, unique approach to mortgages. Our lending solutions use the perfect hybrid of human-driven insights and technical prowess to process loans faster and significantly reduce costs.

PHONE

(877) 846- 8657

E-MAIL

info@vplending.com

ADDRESS

4960 Robert J Mathews Parkway Suite A, El Dorado Hills, CA 95762

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Disclosure:
The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.
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