Your biggest barrier to buying a home is often the down payment. At Van Patten Mortgage Group, we specialize in helping you access Down Payment Assistance (DPA) programs designed to make homeownership affordable and achievable.
DPA programs reduce or even eliminate the cash you need upfront. These can include:
Grants are the most valuable form of assistance—money that never has to be paid back. State, county, and city housing agencies regularly fund programs that help first-time and qualifying buyers cover their down payment. Our team makes sure you don’t miss out on these opportunities.
Some programs provide “silent” second mortgages with no monthly payments. Stay in the home for the required time, and the loan may be fully forgiven. This option allows you to buy now, with less financial stress up front, and potentially owe nothing later.
Many programs also offer help with closing costs or lower your interest rate. These benefits put more money back in your pocket, reduce monthly expenses, and make your transition into homeownership smoother.
Down payment assistance helps you:
We simplify the process and connect you to the best programs available. Our team will:
Don’t let the down payment hold you back. Contact Van Patten Mortgage Group for a free consultation and discover how much assistance you qualify for. Your dream home is closer than you think.
We bring a customized, unique approach to mortgages. Our lending solutions use the perfect hybrid of human-driven insights and technical prowess to process loans faster and significantly reduce costs.
