When Van Patten Mortgage Group was founded the main focus was to offer products that make it easy for homebuyers to make a home purchase where other lenders would not have options for them. Our research in 2002 led us to our determination that the largest factor standing in the way of most potential homebuyers was the down payment.
Since that time we have added over 40 Down Payment Assistance programs to our inventory of options for homebuyers to use in order to allow them the opportunity to own their own home.
Many of the Down Payment Assistance programs that we offer do not require the homebuyer to be a first time buyer, and several of them do not have purchase price or income limits. While credit score is always a factor, we do offer programs that will finance the down payment with a credit score as low as 580.
Programs vary from being state ide to local city and county offerings. Some are grants that are not required to be paid and some are deferred or zero interest loans.
The best way to find out what programs may be available to you is to speak with one of our knowledgeable Mortgage Loan Officers who can help navigate you through the process of what the best options are for you and your family.
You may reach us directly at 916-242-0803, email us at firstname.lastname@example.org or use the ‘Live Chat’ feature on our website.
We look forward to assisting you in your new home endeavor!